Chattel Mortgage Aircraft Loans

Corporate and business clients need to keep their financial position in mind at all times. We at Savvy understand the needs for growth often come in unexpected ways. If your business is looking to invest in a single- or twin-engine aircraft, a helicopter or even a Very Light Jet (VLJ), a finance package known as a chattel mortgage may be the solution. With Savvy’s unbeatable low rates, business advantages and a raft of options to select from, you too can ride the skies higher with Savvy.

A chattel mortgage is a type of loan that is comprised of two parts – the chattel and the mortgage. Chattel is conversely a “security;” – in this case the purchased aircraft. The mortgage is the loan balance and interest you owe. You retain ownership over the aircraft. Once the loan is paid in full, the mortgage is removed.

Chattel mortgages are a popular choice for business as companies can claim the GST paid on the aircraft on their next Business Activity Statement (BAS.) Businesses may also claim depreciation and interest charges.

Chattel mortgages are a type of secured aviation loan. You benefit from significantly lower interest rates in these types of transactions. We scour over 25 of Australia’s leading aviation lenders and banks to find the most affordable and flexible deal for all our customers.

Why Choose Savvy?

Claim GST and depreciation

Chattel mortgages are unique as business customers can claim GST paid and depreciation on their BAS.

Save with secured aircraft chattel mortgage

You’ll be amazed how much you can save on aircraft finance with Savvy.

Flexibility is king at Savvy

Whether you’re buying new or used, need 100% finance or a residual value payment, Savvy can help.

Swift approvals

Using secure and state of the art technology, we can ensure your pre-purchase approval will be processed FAST.

25+ Lenders vying for your business

We access over 25 of Australia’s top aviation lenders so you get the cream of the market.

Suitable to Your Needs

With Savvy, we can structure a package to suit your needs. Our aviation finance professionals know how important maintaining cash flow can be. You may opt for 100% finance – no money down – and amortise other extras such as aircraft insurance, flight training, biannual reviews, equipment, avionics upgrades and more.

Flexible Loan Terms

If you require a residual or “balloon” payment at the end of the loan or non-standard loan terms, we can help find a loan that will suit. Loans terms range from 12 months to 7 years in select cases.

New or Used

Savvy also finances all types of aircraft purchases; new, used or simply engine rebuilds or conversions. There’s no limit to what you may finance with Savvy.

Aviation Insurance Galore

We’re not only purveyors of Australia’s finest aviation chattel mortgages, but brokers for competitive premiums on aviation insurance. Ask us how!

You’ll be floored by how simple finding a competitive aviation chattel mortgage quote with Savvy. Use one of our complimentary loan calculators to ascertain your position before you buy. Gain a no-obligation FREE quote using our state-of-the-art quote system. Do you prefer talking to one of our helpful financial professionals? Call 1300 974 066 and begin the process today. Gain pre-purchase approval in record time! When it comes to aircraft finance, you’ll soar higher with Savvy.